15 Free Test Bank for Principles of Finance 5th Edition by Besley 

15 free test bank for Principles of Finance 5th Edition by Besley multiple choice questions offer a comprehensive introduction to finance. Go for it, and you will broaden your remembering, understanding, analyzing and applying. Also, the difficulty based finance textbook test bank free questions are intended to enhance your critical thinking. Kindly tick your best response to each question, and push submit to check out answers and score. Hope you score 15 out of 15 questions.

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Which of the following is a correct statement?

•  a. One of the tasks associated with managerial finance is the decision of when and how the firm should expand, whether the area of expansion is related to plant and equipment, existing product lines, the production of new product lines, or the purchase of a new information system to replace an obsolete system.
•  b. As business becomes more global, U.S. companies will have a competitive advantage over their foreign counterparts because the regulatory environment in the United States is much less restrictive than in most other countries of the world.
•  c. The purpose of much of the banking reform that took place in the 1930s was to expand the financial activities banks could undertake so that they could be more competitive internationally.
•  d. It wasn't until the past couple of decades that the analytical tools we use today to evaluate investments were developed. Prior to the development of such tools, the concept that earnings and dividends are related to stock prices was unknown.
•  e. All of the statements are correct.

Which of the following is NOT an example of a firm becoming more of a "lean thinker" in its operations?

•  a. simplifying financial reporting to avoid providing redundant or useless information
•  b. developing products in the most efficient manner
•  c. reducing scrap material being generated in the production process
•  d. all of the above are examples of "lean thinking"
•  e. none of the above are examples of "lean thinking"

Which of the following is NOT one of the most important trends in managerial finance from the 1990s that continued into the twenty-first century?

•  a. Regulatory attitude of government
•  b. Ongoing adaptation of electronic technology
•  c. Focus on corporate liquidity
•  d. Continued globalization of business
•  e. All of the above

Which of the following statements are true?

•  a. The value of any investment is based on the cash flows it is expected to generate in the future.
•  b. Investors are not generally risk averse.
•  c. Uncertain cash flows are preferred to certain cash flows.
•  d. All of the above are true.
•  e. None of the above are true.

Which of the following is consistent with maximizing the value of a firm?

•  a. increasing the amount and complexity of financial data reported by the firm
•  b. increasing the riskiness of firm
•  c. spending large amounts of money perquisites for the managers
•  d. following sound sustainable business practices
•  e. None of the above

Which of the following statements is not correct?

•  a. Prior to the late 1950s and early 1960s, finance was taught primarily as a descriptive, institutional subject viewed more from the standpoint of an outsider than from that of the management of the firm.
•  b. History has shown that the types of investments and methods used to analyze investment opportunities have changed as the attitudes of both investors and regulators have changed.
•  c. When managerial finance emerged as a separate field of study in the early 1900s, the emphasis was on evaluation and analysis of investments because the economy was in excellent condition at the time, so most individuals had large sums of funds to invest in corporate securities.
•  d. One of the responsibilities of the financial manager is to help determine which assets the firm should acquire and the best way to finance those assets.
•  e. Sustainability is a long-run concept that focuses on improving the quality of life of all stakeholders, both current and future.

How will knowledge in the area of investments help you in your personal life?

•  a. To determine how much risk you are willing to take with your investment portfolio.
•  b. To evaluate how well your investments are performing.
•  c. To help you to select investments that always outperform the market.
•  d. To help you to review companies when determining future growth prospects to include in your investment portfolio.
•  e. Answers a, b, and d are correct.

Which of the following is NOT a concept that you need to understand to make rational financial decisions?

•  a. More value is preferred to less value.
•  b. Less risky assets are preferred to riskier assets.
•  c. Current cash is more valuable than cash in the future.
•  d. Discount rate is a decreasing function of risk.
•  e. All of the above are needed.

What major factor(s) led to the U.S. economic woes which started in 2007?

•  a. U.S. overseas military engagements.
•  b. A decline in real estate values which resulted in increased mortgage defaults and foreclosures and a decline in financial markets.
•  c. The European economic crisis.
•  d. Inflation and manufacturing outsourcing.
•  e. None of the above.

Which of the following is NOT one of the several new areas that managerial finance expanded to focus on in the 1980s?

•  a. The dramatic increase in both the use of computers for analysis and the electronic transfer of information.
•  b. The decreased importance of global markets and business operations
•  c. The deregulation of financial institutions and the resulting trend toward large, broadly diversified financial services companies.
•  d. Innovations in the financial products offered to investors
•  e. Inflation and its effects on business decisions

Which of the following factors is not a mandate toward globalization for many U.S. businesses?

•  a. Improvements in transportation and shipping have lowered shipping costs worldwide.
•  b. Political clout of consumers has tended to erode barriers designed to protect inefficient manufacturing in other countries.
•  c. With development costs rising, firms must increase unit sales outside the United States to remain competitive.
•  d. Firms must be able to produce where costs are lowest.
•  e. All of the above are factors.

A basic knowledge of finance will help you with your personal investments by helping you understand

•  a. how to accurately predict changes in the short term interest rates.
•  b. how to determine the optimal dividend policy for each firm.
•  c. how to determine which technology is most likely to be accepted by consumers.
•  d. how to review companies and industries to determine their prospects for future growth and the risk inherent in those companies and industries.
•  e. how to predict the growth in sales for the firm.